Banking overseas can be quite different from what you are used to back home. Below you will find tips and strategies to help make your time abroad as easy as possible.
Some preparations neet to be made while you are still at home. Be prepared with a combination of cash and appropriate credit and bank/ATM cards. Most of your major costs for the semester (tuition and fees, housing, and sometimes food or excursions) are usually taken care of before you go.
After your major fees are paid, you should try to create a budget and stick to it while abroad so you do not find yourself running out of money or unable to travel or complete the excursions you wished to because of a lack of funds.
Learn the local exchange rate and what options you have available to you for changing money. Avoid exchanging money at the airport because of high fees. Look for exchange vendors that may give discounts with a student ID.
Here is a guide on tipping etiquette around the world. In some places, it's not required to tip, so you don't want to be paying more than you need to!
Here are a few general guidelines: