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Entrance/Exit Interviews for Perkins Loans

Entrance Interview:  Federal Perkins Loan borrowers must complete an entrance counseling interview prior to the disbursement of their Perkins Loan funds. During this time, you will fill out a Master Promissory Note (MPN) and be briefed on your rights and responsibilities as a borrower.

Entrance Interviews are typically conducted during the month of September. Students will receive an email from the Perkins Loan servicer, Heartland ECSI with instructions on how to complete the required documents online. Please contact the Bursar’s Office for details.

Exit Interview:  Whenever a Perkins loan borrower graduates, withdraws, leaves, or drops below half-time status at the University, the student must complete an exit counseling interview according to federal regulations. At this time, borrowers receive important information about their repayment obligations and update their personal information records. Borrowers will also receive information about:

  • Borrower’s grace period of nine (9) months
  • Repayment Deferments for certain defined periods, if eligible
  • Cancellations, if eligible
  • Forbearance Requests

You will receive an email from the Perkins Loan servicer, Heartland ECSI, with instructions on how to complete the required documents online. Please note that failure to complete the exit counseling requirement will result in a hold being placed on your account, restricting your access to your degree and transcripts.