Reminder About Eligibility of Dependent Children for Medical, Dental, and Life Insurance

Children enrolled in the University group medical and dental insurance plans maintain eligibility status for participation to age 26. Eligibility for coverage terminates at the end of the month in which the child attains age 26. Under federal COBRA law, he/she will be provided information regarding continuation of coverage for a period of up to 36 months.

Please remember that it is the responsibility of any faculty or staff member who has a child enrolled in their medical and dental insurance plans to notify Human Resources Development (HRD) immediately of any changes in dependent eligibility status to ensure immediate and proper benefit continuation processing.

Failure to notify HRD within 30 days of loss of eligibility status will result in a loss of eligibility for continuation coverage options under federal COBRA law, as well as denial of claims submitted on behalf of the dependent after the date in which he/she ceased to qualify as an eligible dependent under the employee’s plan(s).

Children enrolled in the University dependent life insurance plan maintain eligibility status for participation to age 19, or to age 26 if enrolled as a full-time student with a total course load of at least 12 undergraduate credits, or a total course load of at least 9 graduate credits. Eligibility for coverage terminates at the end of the month in which the child attains age 19, or age 26 respectively. Life insurance conversion and/or portability options may be available. Please consult the plan document for further details.

For more detailed information regarding rights and obligations under COBRA, please visit our website at www.hartford.edu/hrd.

Any questions regarding eligibility status should be directed to your designated HR specialist.