Health Coverage Upon Retirement

Human Resources Development reminds employees that in order to be eligible for retirement from the University of Hartford and its associated benefits, regular full-time faculty and staff must satisfy one of the following requirements:

Plan A: A minimum of age 55. Age plus completed years of service must equal 75 points on or before December 31, 1998.

Plan B: A minimum of 10 years of service. Age plus completed years of service must equal 75 points on or before December 31, 2005.

Plan C: A minimum of 10 years of service. Age plus completed years of service must equal 75 points after December 31, 2005.

Faculty and staff who met the requirements of Plan A or Plan B noted above may be eligible for subsidized medical insurance benefits into retirement. To be eligible for continuation of medical insurance benefits into retirement, an employee must have been enrolled in a University-offered group medical insurance plan for a minimum of two years immediately prior to retirement.

Faculty and staff who meet the requirements of Plan C noted above may be eligible for unsubsidized medical insurance benefits into retirement.

Change to University Policy. PLEASE NOTE: Until recently, University policy stated that once a qualifying faculty or staff member retires, and if, at any point, he/she and/or a dependent elects to terminate group medical and/or dental insurance coverage, re-enrollment options will not be available at a later date. Effective Jan. 1, 2013, qualifying University retirees have the ability to “opt out” of the University’s group medical and/or dental insurance and then re-enroll during the University’s annual open enrollment period or upon attaining a qualifying event as defined by the IRS – including, but not limited to, a change in marital status (marriage or divorce); loss of insurance coverage due to a change in employment status; death of a spouse, same-sex partner or dependent; or loss of dependent eligibility status (no longer of eligible age, upon attaining age 26) at any time after retirement.

If you are contemplating retirement or nearing the end of an approved voluntary phased retirement plan, please contact your designated HR manager at least three months prior to your intended retirement date to ensure timely processing and enrollment in the appropriate health insurance coverage(s).